Where we fit in

Learn how CTP has already identified cost savings & maximized revenue for businesses like yours.

Economic Analysis

  • Pricing and Billing Accuracy

  • Interchange Optimization

  • Debit Routing

  • Payment Method Mix and Potential Expansion

  • PSP Redundancy & Routing Optionality

Efficiency Capture

  • Authorization Retry Logic

  • Network Rules Compliance

  • Friendly Fraud / Chargeback Response

  • Downgrade Analysis

Operating Models

  • Staffing and Internal Governance

  • Partnerships and Vendor Evaluation & Selection

  • PSP Contract terms

  • Corporate vs Franchise Implications

Business Models

  • Forecasting and Sensitivity Modeling

  • Fixed Investments and Variable Cost Expectations

  • Pricing Opportunities

  • Implications of Payments to Larger Strategic Goals

Example Client Work

  • Demonstrated $100M+ in annual savings available by developing a roadmap of operational and strategic initiatives.

  • Supported partner negotiation yielding a doubling of revenue at a $10MM annual ISV.

  • Uncovered over $2M in annual wasteful spend related to gift card production and distribution.

  • Developed detailed project plan for migrating POS, data, token vault, and back-office flows to new acquiring partner.

  • Crafted multi-national acquiringRFP and identified suitable recipients and target countries based on market research.

  • Identified and executed against $10MM in annual via improved interchange qualifications and vendor negotiations.

  • Multi-national analysis (US & EU) identified over $5M in payment fee savings over 3 years.

  • Identified $2M in annual savings and created path for realization through renegotiating acquiring contract terms.

  • Created data model that demonstrated over $4M+ annual savings from PIN debit routing.

  • Developed ISV strategy including vertical partnerships, GTM, product set capabilities and roadmapping.

  • Created PayFac as a Service partner strategy that supported seamless payment experience in virtual environment.

  • Developed scoring framework and rated candidates for supporting centralized payment hub (acceptance & disbursements).

Food for thought…

Transparency is often a rare commodity in payments

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Are your payment partners getting you the best deal?

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Payment issues can lead to massive loss of customer trust

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Do you know how you compare to industry benchmarks?

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If you can't measure something, you can't improve it

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Transparency is often a rare commodity in payments • Are your payment partners getting you the best deal? • Payment issues can lead to massive loss of customer trust • Do you know how you compare to industry benchmarks? • If you can't measure something, you can't improve it •

Ready to streamline your payments & start saving money?

Let Commerce Tech Partners show you how.